Refund Policy

Effective Date: January 15, 2025
At glariorivoxa, we understand that managing financial stress can be challenging, and sometimes circumstances change. Our refund policy is designed to be fair and transparent while supporting your journey toward better financial wellbeing.

1 Eligibility for Refunds

We offer refunds under specific circumstances to ensure fairness for all our clients. Your eligibility depends on several factors including timing, program completion status, and the nature of your request.
  • Request submitted within 14 days of program enrollment
  • Less than 25% of program content has been accessed
  • No completion certificates have been issued
  • Account is in good standing with no policy violations
  • Original payment method is still valid and accessible
Special circumstances such as medical emergencies or significant life changes may be considered on a case-by-case basis, even outside these standard criteria.

2 Refund Process Timeline

We've streamlined our refund process to make it as straightforward as possible. Here's what you can expect when you request a refund:
1
Submit Request
Contact our support team with your refund request and account details
2
Review Period
We review your request within 3-5 business days and verify eligibility
3
Approval Notice
You'll receive email confirmation with refund amount and expected timeline
4
Processing
Refund is processed back to your original payment method within 7-10 business days

3 Partial Refunds and Prorated Amounts

In some situations, partial refunds may be appropriate based on program usage and completion status. We calculate these fairly based on actual engagement with our content.
  • 25-50% content accessed: 50% refund of original payment
  • 50-75% content accessed: 25% refund of original payment
  • More than 75% accessed: No refund available
  • One-on-one sessions completed are deducted at 0 per session
  • Downloaded materials and resources reduce refund by
We track your engagement automatically through our platform, so the calculation process is transparent and accurate.

4 Payment Method Processing Times

Refund processing times vary depending on your original payment method. We work to process all approved refunds as quickly as possible.
Credit Cards
5-7 business days
Debit Cards
3-5 business days
PayPal
2-4 business days
Bank Transfer
7-10 business days
Important Notice
Refunds are processed in Australian Dollars (AUD) and may be subject to currency conversion fees by your financial institution. We cannot control or reimburse these fees.

5 Non-Refundable Items

Certain services and products are non-refundable due to their immediate delivery or customized nature:
  • Completed one-on-one coaching sessions
  • Custom financial assessments that have been delivered
  • Printed materials that have been shipped
  • Access to live webinars or events that have occurred
  • Third-party services or tools we've activated on your behalf
  • Programs completed more than 60 days ago

6 How to Request a Refund

To request a refund, please contact our support team with your account information and the reason for your request. We're here to help make the process smooth and stress-free.
Email
contact@glariorivoxa.com
Phone
+61 8 8946 7800
Response Time
Within 24 hours